SERVICES |
REDUCING YOUR TAX BILL
Our tax advice service can provide detailed reports on how you
can legitimately reduce your income tax, capital gains tax
and inheritance tax liabilities. We sometimes find that clients
have overlooked a number of opportunities to make large tax
savings. |
FINANCING YOUR RETIREMENT OR NURSING HOME FEES
Our specially designed investment plans produce a tax efficient
income to meet monthly fees. |
PROVIDING FOR SCHOOL & UNIVERSITY FEES
As a parent or grandparent, you can make substantial savings on
the costs of private education and university maintenance by planning
in advance. This usually means combining several quite different
types of savings or investments - another area in which we supply
tailor-made personal solutions. |
PROTECTING YOUR INCOME
Insuring against the worst is part of prudent financial planning
and the cost may be lower than you think. Some new medical expenses
insurance schemes exist at very reasonable cost, while insuring
an income if you suffer from long term illness can also be surprisingly
cost-effective. |
MAKING YOUR OWN DECISIONS
If you want to make your own investment decisions, we are happy
to place orders on your behalf. We provide a competitive service
not only on stocks and shares but also on unit trusts, offshore
and other investments. |
CREATING TRUSTS
Making sure that funds are directed to the intended source at
the right time with sufficient protection and with efficient
tax planning. Simple and prudent planning combined with investments
and protection assurance is one of our specialist areas for
personal solutions. |
BOOSTING YOUR PENSION
Like many people, you may have changed your job and left a pension
behind you. You may be surprised to discover how much you could
gain by detailed analysis of your former pension schemes. At
your retirement, we can ensure that you convert your pension
fund to the biggest possible pension income by using our ability
to survey the market for pension annuities or consider other
options such as with profit annuities, phased retirement or
drawdown. |
INCREASING YOUR INVESTMENT INCOME
If, like many of our clients, you are retired, your main aim is
probably to obtain a secure and growing income. You may not
be aware of the ways in which some relatively new financial
products can be combined to generate higher net investment
income. We also find that married couples can often improve
net income by taking full advantage of the independent taxation
rules. |
MANAGING YOUR INVESTMENT
Investment management services are available and designed to meet
the differing objectives of our clients. As independent advisers,
we do not believe we should be involved in fund management,
so we use established and reputable investment management firms
to manage clients' capital. |
REBUILDING FROM REDUNDANCY
We have many years experience of advising people who take early
retirement and possibly short term re-employment or those who
have been made redundant. These can be difficult times and
careful consideration is essential. |
PREPARING YOUR WILL
This is one of the most important aspects of financial planning
and is often overlooked. We can help you prepare your will
and update it as required. |
The Financial Services Authority does not regulate will
writing. |
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